🏦 SBI Life – Smart Platina Supreme
Guaranteed Income | Life Cover | Flexible Payouts
📊 Plan Overview:
Premium Payment Term (PPT): 7, 8, or 10 years
Policy Term (PT): 8 to 15 years
Payout Period: 15, 20, 25, or 30 years
Guaranteed Income Options:
Level Guaranteed Income: Fixed income throughout the payout period
Increasing Guaranteed Income: Income increases at a simple interest rate of 5% per annum starting from the second year of the payout period
Maturity Benefit:
Regular Guaranteed Income during the payout period
110% of Total Premiums Paid at the end of the payout period
🔒 Life Cover Included:
Enjoy protection throughout the policy term with the option to enhance coverage through the SBI Life - Accident Benefit
🛡 Key Benefits:
✅ Guaranteed income to align with your financial goals
✅ Life cover for financial protection of your family
✅ Flexibility to choose premium payment term, policy term, payout period, and income frequency
✅ Option to receive the discounted value of future benefits as a lump sum
✅ Loan facility available against the policy
🧒 SBI Life Smart Platina Young Achiever
Plan for your child’s future with guaranteed benefits and peace of mind
✔️ Premium Payment Term: 10 Years
✔️ Policy Term: 20 Years
✔️ In-built waiver of premium on death/disability
💸 Payment Examples (10-Year Premium Option):
Annual Premium Total Paid Maturity Benefit ₹1,03,988 ₹10,39,880 ₹25,00,028 ₹2,04,675 ₹20,46,750 ₹50,00,006 ₹4,09,350 ₹40,93,500 ₹1,00,00,011 ₹8,18,700 ₹81,87,000 ₹2,00,00,022 ₹20,46,748 ₹2,04,67,480 ₹5,00,00,007
🔑 Key Benefits:
✅ Guaranteed Maturity – clear financial goals
✅ Future premium waiver on unforeseen events
✅ Custom payout options at maturity
📌 I’ll add both 7-Year and 10-Year versions side by side with download/view options and a note:
"Choose between 7-year and 10-year premium options based on your financial planning preference."
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Smart Platina Young Achiever, Smart Scholar Plus
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